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Homebuyer Assistance Program (HAP)

The City’s Homebuyer Assistance Program (HAP) provides mortgage assistance for income-eligible first-time home buyers with the City of Fort Worth.

Qualifying home buyers can receive a subsidy of up to $14,999 for homes located in  Fort Worth. The buyer can use the full $14,999 subsidy for mortgage assistance or use $3,000 of this amount for closing costs and/or down payment.


The following are program requirements:

  • The property must be located within the Fort Worth city limits.
  • You cannot have owned a home in the last three years. Displaced homemakers are also eligible.
  • The home buyer agrees to live in the home as his or her principal residence.
  • The combined family income must not exceed 80 percent of Fort Worth-area median income as established by the Department of Housing Urban Development (HUD).
  • city-approved lender must be selected.
  • The home buyers’ minimum contribution from their own money is the lesser of $1,000 or two percent of the purchase price of the home.
  • The property must pass the Housing Quality Standard Inspection (HQS), Environmental Review and Lead Hazard Evaluation conducted by the City of Fort Worth at no cost to the home buyers.
  • All home buyers must attend a home ownership educational workshop, offererd through counseling partner Tarrant County Housing Partnership.
Income Limits
Household Size Maximum Income
Download detailed income limits 
1 $36,900
2 $42,150
3 $47,400
4 $52,650
5 $56,900
6 $61,100
7 $65,300
8 $69,500

To learn more call 817-392-7540.


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