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Homebuyer Assistance Program (HAP)

The city's Homebuyer Assistance Program (HAP) provides mortgage assistance for income-eligible first-time home buyers with the City of Fort Worth.

Qualifying home buyers can receive a subsidy of up to $14,999 for homes located in Fort Worth. The buyer can use the full $14,999 subsidy for mortgage assistance or use $3,000 of this amount for closing costs and/or down payment.

Eligibility

The following are program requirements:

  • The property must be located within the Fort Worth city limits.
  • You cannot have owned a home in the last three years. Displaced homemakers are also eligible.
  • The home buyer agrees to live in the home as his or her principal residence.
  • The combined family income must not exceed 80 percent of Fort Worth-area median income as established by the Department of Housing Urban Development (HUD).
  • A city-approved lender must be selected.
  • The home buyers' minimum contribution from their own money is the lesser of $1,000 or two percent of the purchase price of the home.
  • The property must pass the Housing Quality Standard Inspection (HQS), Environmental Review and Lead Hazard Evaluation conducted by the City of Fort Worth at no cost to the home buyers.
  • All applicants must complete a homeownership training and counseling program. This requirement will be evidenced by a completion certification from a Housing and Urban Development (HUD) Certified Housing Counseling Agency only. Online classes are not accepted.
Income Limits
Household Size Maximum Income
Download detailed income limits
1 $39,050
2 $44,600
3 $50,200
4 $55,750
5 $60,250
6 $64,700
7 $69,150
8 $73,600

To learn more call 817-392-7540.

Downloads

Contact

Physical Address
908 Monroe Street
Fort Worth, TX 76102

Administration
817-392-7540 (phone)
817-392-7328 (fax)

Housing Services & Information, Directions Home, Management & Budget, Home Improvement & Construction
817-392-7390 (phone)
817-392-7508 (fax)

Director (acting):
Allison Gray

Equal Housing Opportunity
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