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Protect yourself with flood insurance

Posted Dec. 19, 2016

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Just a few inches of floodwater can cause tens of thousands of dollars in damage.

From 2011 to 2015, the average residential flood claim amounted to nearly $43,000. In 2015, the average policy premium was nearly $700.

Flood insurance is the best way to protect yourself from devastating financial loss. Flood insurance is available to homeowners, renters, condo owners/renters and commercial owners/renters. Costs vary depending on how much insurance is purchased, what it covers and the property’s flood risk.

All policy forms provide coverage for buildings and contents. However, you might want to discuss insuring personal property with your agent, since contents coverage is optional. Typically, there’s a 30-day waiting period from the date of purchase before a policy goes into effect. That means now is the best time to buy flood insurance.

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International Association of Firefighters, Local Union 440 Collective Bargaining Negotiations: 1 p.m. Nov. 27, 2017; IAFF Local 440 Office, 3855 Tulsa Way.
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Youth Advisory Council: 9 a.m. Nov. 28, 2017; Workforce Solutions for Tarrant County, Suite 600, Staff Breakroom, 1320 S. University Drive.
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Special Meeting of the Construction and Fire Prevention Board of Appeals: 2 p.m. Nov. 28, 2017; Budget Conference Room 3rd Floor, City Hall, 200 Texas Street.
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Canceled City Council Work Session: 3 p.m. Nov. 28, 2017; City Council Conference Room 290, Second Floor, City Hall, 200 Texas Street.

Canceled City Council Meeting: 7 p.m. Nov. 28, 2017; City Council Chambers, Second Floor, City Hall, 200 Texas Street.

Firefighters' and Police Officers' Civil Service Commission: 6 p.m. Nov. 29, 2017; Bob Bolen Public Safety Complex Auditorium, 505 West Felix Street.
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Community Thanksgiving Dinner: 6:30 p.m. Nov. 29, 2017; Como Community Center, 4900 Horne St.

Fort Worth Housing Solutions Board of Commissioners Special Meeting: 9 a.m. Nov. 30, 2017; FWHS Administrative Office Board Room, 1201 East 13th Street.
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Urban Design Commission Public Hearing: 10 a.m. Nov. 30, 2017; City Hall, Second Floor, City Council Conference Room 290, 200 Texas Street.
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Urban Design Commission Work Session: 10 a.m. Nov. 30, 2017; City Hall, Second Floor, City Council Conference Room 290, 200 Texas Street.
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Inernational Association of Firefighters, Local Union 440 Collective Bargaining Negotiations: 1 p.m. Nov. 30, 2017; IAFF Local 440 Office, 3855 Tulsa Way.
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Construction and Fire Prevention Board of Appeals Public Hearing: 2:30 p.m. Nov. 30, 2017; City Hall, lower level. Development Conference Room, 200 Texas Street.
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