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Open Enrollment

The City of Fort Worth is committed to providing quality benefits for all employees.

For 2019, there are no changes to the medical plan options offered by the City of Fort Worth, which means that employees and pre-65 retirees will have the same two medical plan options already provided - the Health Center Plan and the Consumer Choice Plan.

If employees and retirees are making no changes to their current plan elections, then no action is needed this year. Current elections will be rolled over to the 2019 plan year.

However, if an employee has a flexible spending account (FSA) then they must re-enroll in that part of the health plan every year. It does not roll over.

Employees can go to their PeopleSoft Self-Service account to review or make changes online today.

Health Center Plan

The Health Center Plan provides free and unlimited primary care services to plan members at the three Health Center locations that are exclusive to the city and offer guaranteed same or next day appointments for sick visits. There are also five satellite offices that provide care, but are not exclusive to the city.

The Health Center Plan also allows retirees to see any primary care physician or specialist they choose in the United Healthcare Choice Network.

Specialists are available at various costs, depending upon their participation in the United Healthcare – Choice Network and whether or not they are a premium or a non-premium provider.

Health Center Plan rates for 2019

Completed MHA, Tobacco Affidavit and Physical
Completed MHA, Tobacco Affidavit OR Physical
Did not complete any requirements
Total Cost per Month
Monthly Employee Cost Employee Cost Per Paycheck Monthly Employee Cost Employee Cost Per Paycheck Monthly Employee Cost Employee Cost Per Paycheck
Employee only $668.31 $104.38 $48.18 $154.38 $71.25 $204.38 $94.33
Employee + spouse $1,670.76 $516.47 $238.37 $566.47 $261.45 $616.47 $284.52
Employee + child(ren) $1,202.95 $385.34 $177.85 $435.34 $200.93 $485.34 $224.00
Employee + family $2,171.99 $722.51 $333.47 $772.51 $356.54 $822.51 $379.62

Consumer Choice Plan

The Consumer Choice Plan is designed for employees and retirees who like the financial benefit of a Health Savings Account (HSA) and lower monthly premiums. As with most high-deductible plans, all health care services are billed to the employee at 100% until the deductible is reached. Then, in most cases for in-network providers, the plan pays 80% while the retiree covers 20% until the out of pocket maximum is reached.

Utilization of primary care services in the health center is still allowed on the Consumer Choice Plan, at a reduced cost of $60.

Currently, the city pays $540 into individual HSAs each year and $1,000 into family HSAs. Retirees and employees can voluntarily save even more by making additional contributions to their HSA.

Consumer Choice Plan rates for 2019

Completed MHA, Tobacco Affidavit and Physical
Completed MHA, Tobacco Affidavit OR Physical
Did not complete any requirements
Total Cost per Month
Monthly Employee Cost Employee Cost Per Paycheck Monthly Employee Cost Employee Cost Per Paycheck Monthly Employee Cost Employee Cost Per Paycheck
Employee only $568.06 $0 $0 $50.00 $23.08 $100.00 $46.15
Employee + spouse $1,420.15 $350.27 $161.66 $400.27 $184.74 $450.27 $207.82
Employee + child(ren) $1,022.51 $250.83 $115.77 $300.83 $138.84 $350.83 $161.92
Employee + family $1,846.20 $525.41 $242.50 $575.41 $265.57 $625.41 $288.65

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