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Pension Information - General Employees

Download the General Employee PDF

Updated Jan. 7, 2019

What employee group am I in?

Infographic depicting the breakdown pension groups and colors

General Employees fall into one of two groups: Group I (hired before July 1, 2011) or Group II (hired on or after July 1, 2011).

What am I voting on in February?

All employees in all service groups, of all service colors, will be voting on the following during February:

  • Contribution changes
  • Risk sharing mechanism
  • Overtime contribution and DROP increase

All COLA changes are in place, and will not be impacted regardless of the outcome of the employee vote.

More details and information about employees' specific circumstances will be available as part of the employee education campaign during January, before the employee vote in February.

Information for General Employees in Group I (Combination of Blue and Orange Service)

Contribution changes

Beginning July 20, 2019, all General Employees (both Groups I and II) will contribute an additional 1.1% toward the pension solution. Because of their larger benefit, employees with Blue Service will also contribute another 0.7% annually for their number of years of Blue Service earned. (For example, an employee with five years of Blue Service will contribute 1.8% for five years, then contribute 1.1% each year going forward.)

COLA (Cost of Living Benefit) changes

The current structure of the COLA has been completely preserved for all active employees in Group I who retire, who retire early with a penalty, or who enter DROP by Jan. 1, 2021. These employees will receive either 1) an ad-hoc COLA, or 2) a simple 2% COLA for their years of Blue Service and Orange Service through July 20, 2019, depending on their previous individual choice.

COLAs have been eliminated for Group I's future service, beginning July 20, 2019. This means that employees with Blue Service will not receive a COLA for their future service after this cut-off.

Employees with a combination of Blue Service and Orange Service who do not retire or enter DROP by Jan. 1, 2021, will see their COLA for the service earned before July 20, 2019, become a variable COLA, which is based on the health of the fund. Current projections indicate that this variable COLA will not be awarded in the foreseeable future.

All COLA changes are in place and will not be impacted regardless of the outcome of the employee vote.

Major Medical Leave

The current major medical leave benefit allows employees to receive retirement credit at the termination of their time with the City of Fort Worth. As of July 20, 2019, any future major medical leave earned will not convert to service credit upon retirement. However, all unused major medical leave balances earned prior to July 20, 2019, will continue to convert to service credit.

All major medical changes are in place and will not be impacted regardless of the outcome of the employee vote.

Risk sharing mechanism

If the health of the pension is not restored by changes to the benefit and contribution increases, a risk sharing mechanism will kick in during 2022. If that happens, General Employees in both Group I and Group II will contribute up to an additional 1.6%, with the increase limited to 0.8% per year in any one year. Any further changes would require city council adoption and potentially another council vote.

Overtime contribution and DROP increase

General employees do not currently make contributions to the pension fund for any overtime earned. The city makes contributions to the fund for all overtime earned by General Employees with Blue/Orange Service (Group I), but does not currently make contributions on overtime earned by General Employees with Orange Service only (Group II). A vote to accept the proposed pension plan requires general employees to begin making contributions on all overtime earned, including members with Orange Service only (Group II).

Additionally, the DROP period will increase from five to six years, effective July 20, 2019, contingent upon a successful employee vote.


Information for General Employees in Group II (Orange Service only)

Contribution changes

Beginning July 20, 2019, all General Employees with Orange Service only (Group II) will contribute an additional 1.1% toward the pension solution.

COLA (Cost of Living Benefit) changes

General Employees with only Orange Service will not see any changes to their COLA, because Group II General Employees do not have a COLA at all.

Major Medical Leave

The current major medical leave benefit allows employees to receive retirement credit at the termination of their time with the City of Fort Worth. As of July 20, 2019, any future major medical leave earned will not convert to service credit upon retirement. However, all unused major medical leave balances earned prior to July 20, 2019, will continue to convert to service credit.

All major medical changes are in place, and will not be impacted regardless of the outcome of the employee vote.

Risk sharing mechanism

If the health of the pension is not restored by changes to the benefit and contribution increases, a risk sharing mechanism will kick in during 2022. If that happens, General Employees in both Group I and Group II will contribute up to an additional 1.6%, with the increase limited to 0.8% per year in any one year. Any further changes would require city council adoption and potentially another council vote.

Overtime contribution and DROP increase

General employees do not currently make contributions to the pension fund for any overtime earned. The city makes contributions to the fund for all overtime earned by General Employees with Blue/Orange Service (Group I), but does not currently make contributions on overtime earned by General Employees with Orange Service only (Group II).

A vote to accept the proposed pension plan requires general employees to begin making contributions on all overtime earned, including members with Orange Service only (Group II).

Additionally, the DROP period will increase from five to six years, effective July 20, 2019, contingent upon a successful employee vote.

Contact

Email: pension@fortworthtexas.gov
Phone: 817-392-7737

More information

Pension Education Meeting PowerPoint Presentation
Updated Jan. 14

Pension Meetings

General Employee Pension Presentation

Time: noon Jan. 7, 2019
Location: City Hall - Council Chambers, 200 Texas St

General Employee Pension Presentation

Time: 3 p.m. Jan. 7, 2019
Location: City Hall - Council Chambers, 200 Texas St

General Employee Pension Presentation

Time: 10 a.m. Jan. 8, 2019
Location: City Hall- Council Chambers, 200 Texas St

Police and Fire Pension Presentation

Time: noon Jan. 8, 2019
Location: Bob Bolen Public Safety Complex, 505 W Felix St

Police and Fire Pension Presentation

Time: 7 p.m. Jan. 9, 2019
Location: Bob Bolen Public Safety Complex, 505 W Felix St

General Employee Pension Presentation

Time: 11 a.m. Jan. 10, 2019
Location: City Hall - Council Chambers, 200 Texas St

Police and Fire Pension Presentation

Time: 3 p.m. Jan. 10, 2019
Location: Bob Bolen Public Safety Complex, 505 W Felix St

Public Events Pension Presentation

Time: 7:30 a.m. Jan. 11, 2019
Location: Cactus Room in the Amon G. Carter Jr. Exhibits Hall at Will Rogers Memorial Center, 3401 W Lancaster Ave

Public Events Pension Presentation

Time: noon Jan. 14, 2019
Location: Fort Worth Convention Center, 1201 Houston St

Park & Recreation Pension Presentation

Time: 2 p.m. Jan. 14, 2019
Location: Botanic Garden Lecture Hall, 3220 Botanic Garden Blvd

Canceled. Library Pension Presentation

Time: 9:30 a.m. Jan. 15, 2019
Location: East Regional Library, 6301 Bridge St

TPW Pension Presentation

Time: 3:30 p.m. Jan. 15, 2019
Location: Southside Service Center, 4100 Columbus Trail

TPW Pension Presentation

Time: 7:45 a.m. Jan. 16, 2019
Location: Camp Bowie, 8851 Camp Bowie West

Library Pension Presentation

Time: 8 a.m. Jan. 16, 2019
Location: Central Library Tandy Lecture Hall, 500 W Third St

Library Pension Presentation

Time: 10 a.m. Jan. 16, 2019
Location: Summerglen Branch, 4205 Basswood Blvd

Library Pension Presentation

Time: 2 p.m. Jan. 16, 2019
Location: Southwest Regional Branch, 4001 Library Lane

Library Pension Presentation

Time: 4 p.m. Jan. 16, 2019
Location: East Regional Branch, 6301 Bridge St

Water Pension Presentation

Time: 7:30 a.m. Jan. 17, 2019
Location: Rolling Hills Water Treatment Plant, 2500 SE Loop 820

TPW Pension Presentation

Time: 2 p.m. Jan. 17, 2019
Location: James Avenue Service Center - Large Break Room, 5001 James Ave

TPW Street & Stormwater Pension Presentation

Time: 4 p.m. Jan. 17, 2019
Location: TPW, 309 Hillshire Drive

Code Compliance Pension Presentation

Time: 11 a.m. Jan. 22, 2019
Location: Animal Care & Control, 4900 Martin St

Police Communications Pension Presentation

Time: 3 p.m. Jan. 22, 2019
Location: Police Communications, 3000 W Bolt

Code Compliance Pension Presentation

Time: 7 a.m. Jan. 23, 2019
Location: Southside Service Center, 4100 Columbus Trail

Water Pension Presentation

Time: 9 a.m. Jan. 23, 2019
Location: Village Creek, 4500 Wilma Ave

Code Compliance Pension Presentation

Time: 8 a.m. Jan. 24, 2019
Location: Hazel Harvey Peace Center for Neighborhoods, 818 Missouri Ave

Aviation Pension Presentation

Time: 3 p.m. Jan. 24, 2019
Location: Meacham Administration Office Building, 201 American Concourse

Water Pension Presentation

Time: 3:30 p.m. Jan. 25, 2019
Location: Water Field Ops

Equipment Services Pension Presentation

Time: 1:30 p.m. Jan. 28, 2019
Location: James Avenue Fleet Division, 5021 James Ave

Facilities Pension Presentation

Time: 3:30 p.m. Jan. 29, 2019
Location: Facilities - TPW Training Room, 5001 James Ave

Water Pension Presentation

Time: 8 a.m. Jan. 30, 2019
Location: North Holly Water Treatment Plant, 920 Fournier St

IT Pension Presentation

Time: 10:30 a.m. Jan. 30, 2019
Location: Zipper Building, 275 W 13th St

Water Pension Presentation

Time: 7:30 a.m. Jan. 31, 2019
Location: Water Field Ops

All-Employee Spanish-Speaking Pension Presentation

Time: 2 p.m. Jan. 31, 2019
Location: Hazel Harvey Peace Center for Neighborhoods, 818 Missouri Ave

Water Pension Presentation

Time: 9 a.m. Feb. 1, 2019
Location: Westside Water Treatment Plant, 12200 Old Weatherford Road

Code Compliance Pension Presentation

Time: 1 p.m. Feb. 1, 2019
Location: Hazel Harvey Peace Center for Neighborhoods, 818 Missouri Ave

Online Pension Education Meeting

Time: noon Feb. 4, 2019
Location:

Join from computer, tablet or smartphone: https://global.gotomeeting.com/join/198794565

Dial in from phone: +1 (669) 224-3412

Access code: 198-794-565

History

View a history of previous proposals and communications about earlier drafts of the pension solution.